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    Owner-occupied Mortgages


    Loans That Meet Your Objectives

    Our highly experienced real estate staff will work with you to structure a loan that meets your objectives of acquiring, building, or refinancing commercial properties. We approve loans regionally. 

    Types of financing include: permanent, bridge, construction, Small Business Administration (SBA), industrial/tax-exempt revenue bonds, and secured lines of credit. 

    Owner-occupant Term Loan Guidelines

    • 10-year to 25-year terms with up to 25-year amortization
    • Up to 75 percent loan-to-value ratio
    • Fixed-rate loans or LIBOR-based adjustable-rate loans
    • Flexible prepayment options
     
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